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Boat Insurance, Made Easy

Wave goodbye to hassle and hello to smooth sailing (and savings). Get insured and cruise any lake or river in the U.S., plus ocean waters up to 100 miles offshore. We’ve tossed out the usual red tape—no need for navigation plans or marine surveys. Just the coverage you need to hit the water worry-free.*

Boats we insure

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Built for any RV owner

Get coverage based on how you RV. We cover occasional RVers and RV rental business owners. If you rent out your RV, you get a discount.

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Customize your coverage

Want to cover your roof? What about protection from damage caused by pests? Just add these optional coverages to your policy. Easy.

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Do it all online

Build and purchase your policy online. We’ll walk you through it. Choose how you pay and manage your payments and other details in your online account.

Get your boat insured today

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Personal effect coverage

We cover the full replacement cost of the personal belongings in your RV. Everything from laptops and linens, to hammocks and hiking equipment, up to $5,000.

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Emergency expense coverage

We cover lodging, transportation, and meal expenses if your RV is inoperable due to a covered loss and you’re more than 50 miles from home.

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Vacation liability coverage

Get up to $50,000 worth of protection for liability incidents like slip-and-falls and campfire-related losses. Vacation Liability Coverage keeps you safe wherever the road takes you.

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See why RV owners love us.

over 200 customer reviews

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Isabella Chen

Road Tripper

Fate Runner Insurance Solutions made insuring my RV incredibly easy! Their coverage options are flexible, and the process was straightforward. I especially appreciate their transparency and customer support, which helped me find the best policy for my needs. Highly recommend for anyone looking for reliable RV and boat insurance!.

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Oliver Martinez

Travel Enthusiast

Fate Runner Insurance took the hassle out of finding the right coverage for my boat. Their team was super helpful, explaining all my options and making sure I got the best deal. Now, I can hit the road and the water with total peace of mind. Highly recommend!

Issuance of coverage is subject to underwriting. Please see the policy for full terms, conditions and exclusions. Coverage is dependent on actual facts and circumstances giving rise to a claim.


Fate Runner is an insurance broker licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company.

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Get In Touch

(818)657-7335

6285 E Spring St #308
Long Beach, California 90808

support@faterunner.com

Issuance of coverage is subject to underwriting. Please see the policy for full terms, conditions and exclusions. Coverage is dependent on actual facts and circumstances giving rise to a claim.


Fate Runner is an insurance broker licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company.

Fate Runner, Inc. License #: 6015340