At FateRunner Insurance, we strive to provide our customers with flexible and transparent options for managing their policies. If you need to cancel your policy, please review the information below to understand our cancellation process and policies. 1. How to Cancel Your Policy You can cancel your FateRunner Insurance policy at any time by using one of the following methods: Phone: Contact our Customer Support team at (818)657-7335 during business hours. Email: Send a cancellation request to cancellations@faterunner.com. Please include your full name, policy number, and the desired cancellation date. 2. Cancellation Effective Date Immediate Cancellation: Your policy can be canceled immediately upon request. Future Cancellation: If you prefer, you can set a future date for your policy to be canceled. Backdated Cancellation: Backdated cancellations are not permitted unless there is proof of duplicate coverage. 3. Refund Policy Refunds for canceled policies will be processed in accordance with the terms outlined below: Pro-Rated Refunds: If you cancel your policy before the end of the coverage period, you will receive a pro-rated refund for the unused portion of your premium, minus any applicable fees. Fees: Cancellation fees may apply depending on your policy type and state regulations. These fees will be disclosed at the time of cancellation. Non-Refundable Premiums: Premiums paid for certain policy features or add-ons may be non-refundable. Refer to your policy documents for details. Payment Method: Refunds will be issued to the original payment method used for your premium. 4. Policy Reinstatement If you decide to cancel your policy but wish to reinstate it later, please contact our support team. Reinstatement is subject to underwriting approval and may include additional fees or changes in terms. 5. Impact on Claims Pending Claims: Canceling your policy will not affect any claims that were filed before the cancellation date. Post-Cancellation Coverage: No claims will be covered for incidents occurring after the cancellation effective date. 6. State-Specific Regulations Certain states have specific rules and regulations regarding policy cancellations. Please review your policy documents or contact our support team for details relevant to your state. 7. Contact Us If you have any questions or need assistance with canceling your policy, please contact us: Phone: (818)657-7335 Email: cancellations@faterunner.com Live Chat: Available on our website at www.FateRunner.com We are here to assist you Monday through Friday, 8:00 AM - 8:00 PM (EST), and Saturday, 9:00 AM - 5:00 PM (EST). Thank you for choosing FateRunner Insurance Solutions. We're sorry to see you go, but we're always here if you need us again in the future!